First, you look at a map or your license, to see where you live. If you live in a place where evyroene from age 19 to age 64, healthy or sick, must be charged the same amount (meaning that you would
be charged the same amount as a person who is 64 and is not healthy), such as anywhere in New York State, then you would have to pay over $400 per month (just like evyroene else where you live) to
have insurance without being on her plan.If you live in a place where it really does cost between $90 and $150 for someone your age, then you either go to a local insurance agent or you go to a
website. If you decide to go to an agent, then you ask the agent whether (a) you have the option or use a website or (b) the only way to get insurance is to use a local agent. If the agent says that
you have to use an agent and have no other options, then the agent is a liar, so you should not use that agent. If you still want to use an agent, find a more honest agent.